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HVAC Financing

If we offer it, you can finance it! See how we can make your repair or major home investment fit within your budget.

Your Family's Comfort is Our Top Priority

At Family Heating & Air Conditioning, we care about our customers most of all. That means that we care about your satisfaction with our service, we care about your home comfort and air quality, and we care about your budget.

That's right – unlike many other companies these days, we care about YOUR bottom line more than ours. That's why we work tirelessly to provide you with budget-sure pricing. But there's more – we also make every effort to partner with reliable companies like Synchony, Wisetack and Microf to offer you the financing you can rely on for the comfort you deserve.

Quick & Easy Approval Process

See if you're approved for financing in just minutes. Work with one of our financing specialists, in-home technicians, or apply online from the comfort of your home today!

Financing for Services, repairs & Replacements

A Simple Extended Payment Option Offered for All Services

Consumer-friendly and transparent financing makes it easy to afford the services you care about. Now you can invest in the things that matter most.

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Wisetack offers consumer-friendly financing to make it easy to afford the services you care about. Now you can invest in what matters most without surprises or unexpected late fees.

Their technology platform that lets you access real-time consumer lending at the point of sale with easy monthly payments and no pain paperwork.


While the Synchrony Credit Card is an excellent option for HVAC system financing, some customers may not qualify or prefer to use their own credit card institution or debit option.

Wisetack gives people a better way to afford what they need while helping businesses grow and elevate their experience. Their fair and transparent products save everyone time, money, and stress. Solving customer problems is what makes them successful.rwork.


Affordable HVAC System Financing with Synchrony Bank

For your larger comfort system replacements, upgrades and investments, let Synchrony Bank give you quick financing at 0% interest or choose other terms and monthly payments available.



As a Factory Authorized Dealer for the most quality and efficiency-minded manufacturers, we are proud to offer several preferred financing options. Through Synchrony, Family Heating & Air Conditioning offers a Credit Card as an open line of credit to help customers afford new HVAC systems and pay it off over time.

New HVAC systems should be accessible to everyone, not just those with the savings to purchase a system outright. If you have an older system or have to repair your system frequently, you'll likely want to replace it with a newer, more reliable unit.


The Synchrony Credit Card is a reliable financing option. It empowers those without major savings to still purchase newer, more efficient HVAC systems for their homes and businesses. Newer systems not only give owners a breath of fresh air in terms of reliability, but also in terms of energy efficiency. You now have the ability to choose a system that is financially manageable, energy-efficient and performs perfectly for your home's needs.


Microf Offers Traditional HVAC Financing Alternatives

A lease purchase program to restore your heating and cooling needs with top brand name equipment.



Microf was established in 2010 to accommodate the growing demand for more flexible options for replacing residential heating and cooling systems. Their goal is to restore the heating and cooling needs of every consumer with an affordable monthly payment. They achieve this goal through our strategic network of actively enrolled contractors.

Continued to expansion in their lease purchase products has offer competitive payment, renewal, and cost to own solutions to customers across a broad credit spectrum.


Avoid large upfront payments and make monthly lease payments instead. No long-term commitment and you can own your heating and cooling unit outright once all payments have been made.

Their simple application and approval process is fast and easy. All you need is a valid ID, active bank account and steady income. Microf works with the best contractors in the nation to install and maintain your heating and/or air conditioning unit.

Flat Rate Pricing

Family Heating & Air Conditioning offers you more than a pricing system but a customer educational guide to help you make the most intelligent investment for you & your Family. Flat rate pricing means our labor costs are not hourly, but one flat rate pre determined price before we even start the job!

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Family HVAC is here For You 24 hours a day, 7 days a week

Contact us at any time for questions about maintenance, protection plans, or troubles with your heating and cooling system.

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